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Battery StorageApril 20266 min read
Honest Guide

Time-of-Use tariffs explained: how to charge at 7p and save at 24p.

If you have a battery storage system — or you're planning to install one — the tariff you're on is the single biggest variable in your annual savings. More important than the brand of battery. More important than the size of your solar array. Get it right and the financial case for battery storage is compelling. Get it wrong and you're leaving hundreds of pounds on the table every year.

JJB
JJB Volta
Master electricians · Battery storage specialists
[ Image placeholder — Fox ESS battery on UK utility wall with app dashboard overlay ]

Most installers will fit your battery and leave. We explain the tariff. Here's what you need to know.

What "time-of-use" actually means

A standard electricity tariff charges you the same rate 24 hours a day — currently around 24–27p/kWh under the Ofgem price cap. It doesn't matter whether it's 2am on a Tuesday when demand is low and half the country's wind turbines are running flat out, or 6pm on a cold January evening when every gas-fired power station in the country is online. You pay the same.

A Time-of-Use (ToU) tariff reflects what electricity actually costs to produce at different times of day. Overnight, when demand is low and renewable generation is high, electricity is cheap. During the 4–7pm evening peak, when demand spikes and gas plants are ramping up to meet it, electricity is expensive.

For a household without a battery, this pricing structure is either neutral or mildly inconvenient — you have limited ability to shift when you use electricity. For a household with a battery, it's a financial opportunity. Your battery charges overnight at the cheap rate and discharges during the expensive peak. You've effectively bought electricity in bulk when it was cheap and used it when it would have cost three to four times more.

That's the arbitrage. £150–£300 in annual savings for battery owners, before a single solar panel contributes anything.

The current rate landscape

Standard daytime rate
27–32p/kWh
Ofgem price cap
Octopus Go overnight
7–7.5p/kWh
23:30–05:30 fixed
Octopus Agile (avg overnight)
5–15p/kWh
Half-hourly, can go negative
Octopus Flux peak export
24p/kWh
Sells back at 4–7pm

The three tariffs worth knowing about

There are several ToU tariffs available in the UK. These are the three that matter most for battery and solar households in 2026.

Octopus Go — the simplest starting point

Octopus Go gives you a fixed overnight rate of 7–7.5p/kWh between 23:30 and 05:30. Outside that window, you pay the standard variable rate — currently around 27–32p/kWh.

For battery owners, this is the easiest win available. Set your battery to charge during the overnight window. It fills up at 7.5p/kWh. During the 4–8pm evening peak when the grid is most expensive, your battery discharges and powers your home. You've replaced 27–32p electricity with 7.5p electricity.

Most drivers and battery households save £400–£600 per year compared to a standard electricity tariff on Octopus Go. The switch costs nothing and takes about 10 minutes.

Best for: Straightforward battery households who want guaranteed cheap overnight rates without thinking about it. Also the default recommendation for EV owners.

Octopus Agile — for those who want to go further

Agile is more sophisticated. Rather than fixed overnight rates, it reflects wholesale electricity prices every 30 minutes — updated the following day at 4pm so you can see tomorrow's rates in advance.

On most days this means overnight rates of 5–15p/kWh. On windy nights when renewable generation is high and demand is low, rates regularly drop below 5p — and occasionally go negative, meaning Octopus pays you to use electricity. During 2025–26, Agile prices dipped below zero 370 times in some regions.

The trade-off is that evening peak rates are also variable and can spike. Agile customers in London were charged 31.35p/kWh during the 6:30–7pm slot on 15 April 2026. A well-managed battery handles this automatically — charged fully overnight, it simply doesn't draw from the grid during the expensive window.

The average Agile customer saved £440 per year compared to a standard tariff, and households with batteries that automate their charge/discharge cycles typically save more.

Best for: Battery owners who want to maximise savings and are happy with a system that optimises automatically. Requires a SMETS2 smart meter.

Octopus Flux — the solar + battery specialist

Flux is designed specifically for households with both solar panels and battery storage. It's structured differently from Go and Agile: rather than just offering cheap overnight import, it also pays a premium rate for electricity you export to the grid during peak hours.

Octopus Flux pays 24p/kWh for peak exports. Here's what that means in practice: your solar generates during the day, charges your battery, and during the 4–7pm peak when grid demand is highest, your battery exports surplus electricity back to the grid at 24p/kWh. You're not just avoiding buying expensive electricity — you're selling it at a premium.

For a well-optimised solar and battery household, Flux can generate meaningful export income on top of the bill savings from self-consumption. Some JJB Volta customers are currently selling back at 27–37p/kWh during peak windows.

Best for: Households with solar panels and battery storage who want to maximise both import savings and export income.

How your battery manages this automatically

Here's the part that trips people up when we explain it on survey calls: you don't have to manage any of this manually.

The Fox ESS hybrid inverter we install reads your tariff schedule — either directly via the Octopus API or via a manually set charging window — and handles charge/discharge automatically. You set it up once during commissioning. After that:

  • The battery charges overnight during the cheap window.
  • During the day, solar generation either charges the battery or powers the home directly.
  • During the evening peak, the battery discharges to power the home.
  • If the battery runs low, the system draws from the grid — but only what's needed.

You see all of this in the Fox ESS app in real time. Every unit charged, every unit discharged, the current battery state, and your running savings. It becomes genuinely interesting to watch once you understand what you're looking at.

[ Diagram placeholder — daily charge/discharge cycle overlaid on Octopus Go and Flux tariff windows ]

The tariff question we ask on every survey

When we visit a property for a solar or battery survey, one of the first questions we ask is: what tariff are you currently on?

The reason: if you're on a standard flat-rate tariff and you're planning to install battery storage, the tariff switch should happen at the same time as the installation — or before it. A battery on a flat-rate tariff saves money by increasing self-consumption of solar. A battery on an Octopus Go tariff does that and arbitrages the overnight rate every single day of the year, including in December.

The difference in annual savings can be £300–£500. Over 10 years, that's £3,000–£5,000 — from a decision that costs nothing to make.

We make sure every customer leaves their survey call knowing which tariff is right for their setup, how to switch, and how to configure their battery to take full advantage of it. It's not complicated. But it does matter — and most installers don't have the conversation.

A real example from a recent installation

A customer in Hertfordshire we installed a Fox ESS battery system for in early 2026 had previously been on a standard variable tariff. Their solar panels were generating well in summer but the battery wasn't making much of a difference in winter — because without a ToU tariff, there was no overnight arbitrage to capture.

We walked them through switching to Octopus Go at commissioning. Within the first full billing cycle, their electricity costs had dropped materially. By spring 2026 they had switched to Octopus Flux and were actively monitoring export opportunities during the 4–7pm peak window, selling back at rates significantly above what they were paying overnight.

The battery hardware hadn't changed. The solar array hadn't changed. The tariff had changed.

What this means if you're considering battery storage

The financial case for battery storage in 2026 is strong — but it depends on the tariff running underneath it. Panels on the roof, battery on the wall, and a standard flat-rate tariff is a system that's running at perhaps 60% of its financial potential.

The same system on Octopus Go is running at closer to 90%. On Flux, for solar households, potentially 100% or better once export income is factored in.

If you're in the process of deciding whether battery storage is worth it for your home, factor the tariff into the calculation from the start. We include it in every financial projection we produce — with the saving shown at standard rate, at Octopus Go, and at Flux where relevant.

If the numbers work with a standard tariff, they work very well on a ToU tariff. If they only work on a ToU tariff, that's worth knowing before you commit.

Either way, we'll tell you the truth.

About JJB Volta

We install solar panels, battery storage and EV charging systems for homeowners across Hertfordshire and Essex. MCS certified, NAPIT registered, Which? Trusted Trader approved. Every system is survey-designed, properly commissioned with the right tariff in place, and backed by a 6-year workmanship guarantee.

Get a free survey and fixed-price proposal.

We'll model your savings on standard rate, Octopus Go and Flux — so you know exactly what your battery will earn before you commit.